Legal
Terms of service
The agreement between you and Merva. Here's what it will cover; each section is still being written.
Draft. The final wording will be published before launch.
1. Who we are
DraftThe company behind Merva and how these terms apply when you use the website and the app.
2. Using Merva
DraftWhat Merva does, who can use it, and the basic rules for using it.
3. Your account
DraftKeeping your login safe, two-factor login and passkeys, and what you're responsible for on your account.
4. Read-only connections
DraftHow banks, brokers, exchanges and wallets are connected through Plaid, SnapTrade, read-only keys and public addresses, and that Merva never moves money.
5. Not financial or tax advice
DraftNumbers, tax estimates and assistant answers are for planning and information only. Your CPA and advisers have the final word.
6. Plans, trials and billing
DraftThe free sample account, the 14-day trial, monthly and yearly billing, founding pricing, renewals and refunds.
7. Acceptable use
DraftWhat you can't do with Merva, such as connecting accounts that aren't yours or trying to break the service.
8. Ending your account
DraftHow you can delete your account at any time, and when we might suspend or close one.
9. Liability
DraftThe limits of our responsibility, including for data from banks and providers we connect to.
10. Changes to these terms
DraftHow we'll tell you before these terms change.
11. Contact
DraftHow to reach us about these terms.