For prop, futures, options and crypto traders

Everything you've earned,in one place.

Merva puts every prop firm, broker, wallet and bank account in one place and shows the full picture: what trading really costs, what it pays, and what's left for your bills and your taxes.

Read-only connections. Merva never moves your money.

Trading net, this year+$18,240
Spent on evals, data and tools−$4,980
Best paying firmTopstep +$6,180
Set aside for taxes$4,312
Runway7.4 months

The honest number

Payouts are only half the story.

Most traders only count what comes in. Merva counts everything it took to get there.

This year, all trading

  • Payouts received+$12,400
  • Evals, resets and activations−$6,180
  • Data, platforms and tools−$2,240
  • Subscriptions and journals−$1,440
Your real result+$2,540

Sample numbers.

Works with the firms, brokers and payout rails you already use

  • Topstep
  • Chase
  • Robinhood
  • Lucid Trading
  • Bank of America
  • Tradeify
  • Wise
  • Apex Trader Funding
  • Interactive Brokers
  • My Funded Futures
  • Revolut
  • Webull

Not affiliated with any company listed. Names and logos belong to their owners.

The dashboard

Trading money and everyday money, finally clear.

Every account lands on one screen and every transaction gets a label. Firm fees, payouts, tools and groceries stop blurring together, so the numbers mean what they say.

Good morning.

Two payouts landed this week and 4 transactions need a look.

Combined

Trading net, this year

Trading netCash on hand

+$18,240.52

+$2,410 this month, after every eval, reset and tool

To review

4 left
  • RISE WORKS INC PAYOUT+$2,400.00Payout?
  • TOPSTEP.COM CHICAGO IL−$149.00Reset?
  • TRADINGVIEW PRO PLAN−$59.95Tool?

Runway

7.4 months of bills

Prop firms, net after fees

See all
  • Topstep+$6,180
  • My Funded Futures+$3,940
  • FTMO+$2,260
  • Apex Trader Funding−$410

On the way

  • Topstep via RiseLands Thursday$1,200.00
  • FTMO via WiseLands Monday$940.00

Sample numbers. New accounts start with a sample account you can explore.

What Merva answers

The questions every trader should ask, on one screen.

No spreadsheets and no guessing which deposit was a payout. Merva does the sorting and the math, then shows you the answer.

Profit per firm

See which firms are worth it, and which aren't

Every eval, reset and activation fee set against every payout, firm by firm. The ones that cost more than they pay are obvious.

Fees paidPaid to you
  • Topstep+$6,180
  • My Funded Futures+$3,940
  • FTMO+$2,260
  • Apex Trader Funding−$410
  • Tradeify−$640

Payout trail

Followed all the way to the bank

A payout that hops from Rise to a wallet to your checking account is one payout, not three deposits.

  1. TopstepPayout approved, $2,400.00
  2. RiseSent as USDC
  3. CoinbaseSold for USD
  4. Chase ••4821Landed in checking

Counted once, on the day it was paid

Sorted for you

Every transaction, labeled

Firm fees, payouts, tools and everyday spending are recognized on their own. You confirm the few it isn't sure about.

  • TOPSTEP.COM CHICAGO IL−$149.00Eval fee
  • RISE WORKS INC PAYOUT+$2,400.00Payout
  • TRADINGVIEW PRO PLAN−$59.95Tools
  • WHOLE FOODS #1042−$86.20Everyday

Taxes

Know what to set aside

A running estimate of the year's bill, with what you've paid and what's put away, so April holds no surprises.

71%covered
Already paid
$6,200
Set aside
$4,312
Estimated for the year
$14,900

Personal and business

Kept apart, seen together

Each account belongs to you or one of your businesses. Switch the whole dashboard between them in one tap.

Trading net
+$18,240
Cash on hand
$41,920

Ask Merva

Ask about your money in plain words

The assistant reads the same numbers you see, so its answers match your screen. It describes and explains, and it never tells you what to buy or sell.

Is day trading paying after costs?

Yes. Your own accounts made +$5,240 after $1,180 of commissions, data and platforms this year, about $520 a month. Prop payouts cover most of your bills, and this adds another 15% on top.

Ask anything about your money
  • Which firm costs me the most?
  • What should I set aside for taxes?
  • How long is my runway?

How it works

Set up in minutes, then it keeps up.

You start with a sample account to explore, then connect your own accounts whenever you're ready.

  1. 01

    Connect, read-only

    Link your banks, cards, payout platforms, brokerages and wallets. Merva can see balances and transactions, and it can never move money.

  2. 02

    Merva sorts everything

    Firm fees, payouts, tools, business costs and everyday spending get their labels. You confirm the few it isn't sure about, and it learns from each one.

  3. 03

    Get straight answers

    Profit per firm, whether trading covers your bills, how long your runway is and what to set aside for taxes, kept current as money moves.

  • Read-only, alwaysNo transfers, withdrawals or trades. Ever.
  • Personal and business apartEvery account belongs to someone on purpose.
  • Estimates, labeled as estimatesTax numbers help you plan. Your CPA has the final word.

Questions

The fine print, in plain words.

What Merva can see, what it can't touch and how it counts your money.

Can Merva move my money?

No. Every connection is read-only. Merva reads balances and transactions so it can sort them, and it has no way to send, withdraw or trade.

What if I'm not profitable yet?

Then Merva matters even more. See exactly what trading costs you each month, set limits on eval spending, and know how long your savings last. Most traders never add it all up. You will.

Which prop firms does it understand?

Futures and forex firms such as Topstep, Lucid Trading, Apex Trader Funding, My Funded Futures, Tradeify, FTMO and FundingPips, plus the rails they pay through: bank transfer, Rise, Wise, PayPal and USDC.

How are payouts counted when they hop between accounts?

Merva follows a payout from the firm through each wallet and transfer until it lands in your bank, then counts it once, on the day it was paid. The transfers in between never show up as extra income.

Can I keep personal and business money apart?

Yes. Each account belongs to you personally or to one of your businesses, and the whole dashboard switches between them. Questions like runway and taxes always look at everything, so nothing slips through.

Is the tax number tax advice?

No. It's an estimate built from your income, self-employment tax and what you've already paid, so you know roughly what to set aside. Your CPA has the final word, especially on trader tax status and elections.

Does it cover investing and my own trading accounts?

Yes. Brokerage and crypto accounts show what they're worth, what you put in and what they paid out. Accounts you trade actively get their own page with results after costs. There are no buy or sell buttons anywhere.

Know your real number.

Open Merva with a sample account in seconds, then connect your own accounts when you're ready. Read-only, from day one.